FTM is a dynamic investment product that places emphasis on capital preservation first and foremost while targeting returns commensurate with the long term market averages while keeping volatility to a minimum.
FTM achieves this by spreading investment risk between FX, Term Deposits and Capital Secured Investments. It is the culmination of a search for an investment portfolio that could provide consistent returns irrespective of market conditions.
The Global Financial Crisis clearly illustrated that investment classes were far more correlated than most investors had otherwise suspected. Virtually all asset classes fell together, regardless of size, sector, or geographic location. After the dramatic falls in global markets it was clear that traditional asset classes such as equities could not be counted on for diversification simply by means of geographical location. Both developed and emerging markets alike experienced large falls as did commodities and bonds.
There were however a select group of assets that were unaffected by the turmoil and this is what led to the creation of an investment product that could generate consistent returns irrespective of market conditions or direction.